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White Papers

Discover comprehensive reports and data-driven insights in our white papers. Download now to gain a deeper understanding.

Kayna and WTW White Paper - Vertical SaaS for UK SMEs

Kayna and WTW White Paper - Vertical SaaS for UK SMEs

With SMEs increasingly seeking fast, flexible, and relevant insurance solutions, VSaaS platforms are in a unique position to transform the way small businesses access financial protection.
Kayna Features on Open & Embedded Insurance Report 2024

Kayna Features on Open & Embedded Insurance Report 2024

Report sets out current research and expert insights from across the dynamic embedded insurance landscape.
Kayna Makes 2024 Irish Insurtech Report

Kayna Makes 2024 Irish Insurtech Report

WTW and Kayna partnership is showcased on InsTech.ie as one of twelve delivering real impact.
9th Annual State of European Fintech Report 2024

9th Annual State of European Fintech Report 2024

Finch Capital launched its 9th Annual State of European Fintech Report 2024 this month. This is an insightful and thorough…
Kayna and AEGIS London feature on Gallagher Re Global InsurTech Report Q2 2024

Kayna and AEGIS London feature on Gallagher Re Global InsurTech Report Q2 2024

Excited to see Kayna’s work with AEGIS London and OPAL Underwriting featured as a Case study on the prestigious Gallagher…
Kayna White Paper Vertical SaaS Embedded Insurance

Kayna White Paper Vertical SaaS Embedded Insurance

An essential guide on how and why embedded insurance is being used to unlock new revenue streams, enhance customer experience and boost platform USP
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Cookie Policy

Cookie Policy

July 21, 2023

1. Cookie Statement for Kayna Innovation Limited (Kayna)

This Cookie Statement explains how Kayna Innovation Limited (collectively “Kayna”, “we”, “us”, and “ours”) uses cookies and similar technologies to recognise you when you visit our website at www.kayna.io (“Website”). It explains what these technologies are, why we use them, and your rights to control our use of them.

2. What are cookies?‍

Cookies are small data files placed on your computer or mobile device when you visit a website. They are widely used by website owners to make their websites work, function more efficiently, or provide reporting information.

  • First-party cookies: Set by the website owner (in this case, Kayna).
  • Third-party cookies: Set by parties other than the website owner to provide third-party features (e.g., advertising, interactive content, and analytics).

These third-party cookies can recognise your computer on this website and other websites.

3. Why do we use cookies?

We use both first-party and third-party cookies for several reasons:

  • Essential cookies: Required for technical reasons to operate our Website.
  • Functional cookies: Enable us to track and target user interests to enhance Website experience.
  • Third-party cookies: Used for advertising, analytics, and other purposes.

4. Do we serve targeted advertising?

Third parties may use cookies on your device to serve advertising through our Website. These parties may use information about your visits to this and other websites to provide relevant advertisements on goods and services you may be interested in. Information collected through cookies does not enable us or them to identify your name, contact details, or other personally identifying details unless you provide them.

5. How can you control cookies?

You have the right to decide whether to accept or reject cookies:

  • Web browser controls: Adjust your browser settings to accept or refuse cookies (note that rejecting cookies may restrict some functionality).
  • Opt-out links: Many advertising networks provide ways to opt out of targeted advertising. For more information, visit:
    • About Ads Choices
    • Your Online Choices

6. How often will we update this Cookie Statement?

We may update this Cookie Statement periodically to reflect changes to the cookies we use or for operational, legal, or regulatory reasons. Please revisit this Cookie Statement regularly to stay informed about our use of cookies.

The date at the top of this Cookie Statement indicates the last update.

7. Where can you get further information?

If you have any questions about our use of cookies or similar technologies, please contact us at info@kayna.io.

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Privacy Notice

Privacy Notice

July 21, 2023

1. Privacy Notice for Kayna Innovation Limited (Kayna)

Kayna Innovation Limited (Kayna) respects your right to privacy. This Privacy Notice explains who we are, how we collect, share and use personal information about you, and how you can exercise your privacy rights. This Privacy Notice only applies to personal information collected through our website at www.kayna.io (“Website”).

If you have any questions or concerns about our use of your personal information, please contact us using the details provided at the bottom of this Privacy Notice.

2. What personal information does Kayna collect and why?

2.1 Information you provide voluntarily
Certain parts of our Website may ask you to provide personal information voluntarily, such as contact details to register an account, subscribe to marketing communications, or submit inquiries. The personal information requested and the reason for it will be made clear to you at the time of collection.

2.2 Information collected automatically
When you visit our Website, we may collect certain information automatically from your device, such as IP address, device type, browser type, broad geographic location, and other technical information. We use this information for internal analytics and to improve our Website's quality and relevance.

3. Who does Kayna share your personal information with?

We may disclose your personal information to the following categories of recipients:

  • Third-party service providers and partners: for data processing purposes, website functionality, or security enhancement.
  • Legal or regulatory bodies: when disclosure is necessary for compliance, to exercise legal rights, or to protect vital interests.
  • Potential buyers: in connection with business transactions, provided they use your information as disclosed in this Privacy Notice.
  • Other persons: with your consent.

4. Legal basis for processing personal information‍

Our legal basis for collecting and using your personal information depends on the nature of the data and the context in which it is collected. Generally, we process personal information to fulfill contracts, for legitimate interests, or with your consent.

5. Cookies and similar tracking technology‍

We use cookies and similar tracking technologies to collect personal information, including interest-based advertising. For more details, please see our Cookie Notice.

6. How does Kayna keep my personal information secure?‍

We use technical and organizational measures to protect your personal information, ensuring security appropriate to the processing risk level.

7. International data transfers‍

Your information may be processed in countries with different data protection laws. We use the European Commission’s Standard Contractual Clauses and other safeguards to ensure your information remains protected.

8. Data retention‍

We retain personal information as long as necessary to fulfill ongoing business needs or legal requirements. When no longer needed, we delete or anonymize it, or store it securely if deletion is not possible.

9. Your data protection rights‍

You have rights to access, correct, delete, or restrict the processing of your personal information. You may also withdraw consent or object to marketing communications at any time.

10. Updates to this Privacy Notice‍

We may update this Privacy Notice due to legal, technical, or business developments. We will inform you of material changes as required by law.

11. How to contact us‍

If you have questions about this Privacy Notice or wish to exercise your rights, please contact us:

  • By post: Kayna Innovation Limited, 12, South Mall, Cork, Ireland
  • By phone: +353863898786
  • By email: info@kayna.io

The data controller of your personal information is Paul Prendergast.

Terms of Use

Terms of Use

July 21, 2023

1. IMPORTANT PLEASE READ

  1. These Terms of Use are a legal agreement between you and Kayna Innovation Limited (“Kayna”). They apply each time you use or access the website www.kayna.io, its sub-domains, any mobile version of the website and any of their content (the “Website“).  By accessing or using the Website, you agree to be legally bound by these Terms of Use.   If you access or use the Website on behalf of a legal entity that is your employer, for example, by doing so, you represent that you have authority to enter into these Terms of Use on behalf of your employer, so that your employer is legally bound by them.
  2. If you do not agree with these Terms of Use we do not give permission for you to use the Website and you should not use the Website.
  3. Please read our Privacy Notice.  This explains the personal data that we collect and how we use personal data.
  4. In these Terms of Use:
    1. “we“, “our“, “us” and “Kayna Innovation LImited" means Kayna, a company registered in Ireland with company registration number 736460.  Our registered office is at 12, South Mall, Cork, Ireland.
    2. “you” and “your” means a user of the Website (or if you access or use the website on behalf of a legal entity that is your employer, “you” and “your” means that legal entity.
  5. If you need to contact us, please use the following details:
    • By post at: Kayna Innovation Limited, 12, South Mall, Cork, Ireland.
    • By phone on: +353863898786
    • By email at: info@kayna.io

We recommend that you save and/or print a copy of these Terms of Use and Our Privacy Policy for your future reference.

2. Permission to use the Website

  1. Provided that you comply with these Terms of Use, we grant you a non-exclusive, non-transferable, revocable licence to access and view the Website.  
  2. You may download and print a single copy of text content on the Website for your personal use or for internal use within your organisation.

3. Use restrictions

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You must not:

  1. modify the Website or any part of it or create any derivative work based on the Website or any part of it;
  2. distribute, publish, communicate to the public or otherwise share any text, images, graphics, videos or other content from the Website without our prior written consent;
  3. frame, deep-link or scrape the Website or any part of it without our prior written consent;
  4. interfere with or disrupt the operation of the Website or do anything that interferes with or disrupts any other person’s access to or use of the Website;
  5. remove or obscure any copyright notice, trademark notice, or other proprietary rights notice from the Website or from any downloads or copies that you make under Section 2.2 of these Terms of Use.

4. Ownership of the Website

You acknowledge that all intellectual property rights in the Website belong to Kayna Innovation Limited.

5. Amendments to Terms of Use

We reserve the right to amend these Terms of Use from time to time. If we do, we will publish the changes on the Website. It is your responsibility to check the Website periodically for changes to these Terms of Use. The date at the top of this webpage indicates when these Terms of Use were last amended.  By using or continuing to use the Website after the Terms of Use have been amended, you are agreeing to be legally bound by the amended Terms of Use

6. Links

If the Website includes links to other websites, you acknowledge that we are not responsible for and will not be liable to you for those websites or the content on them.  It is your responsibility to check the terms of use and privacy policies of those websites.

7. Legal disclaimer

  1. Nothing in these Terms of Use excludes or limits our liability for death or personal injury caused by our negligence, for fraudulent misrepresentation or for any other liability that cannot be excluded or limited by law.
  2. The Website is made available to you “as is”.   We do not warrant that the Website is free from errors, viruses or other harmful components.  We do not give any warranty as to the availability of the Website or that access to the Website will be uninterrupted. We exclude to the fullest extent permissible by law all express or implied warranties, representations, conditions or terms in respect of the Website.
  3. The Website provides general information only.  Nothing on the Website is intended to constitute advice or recommendations.   You acknowledge that you will not rely on the Website and that it is your responsibility to seek independent advice or guidance before acting on or making any decision in relation to any information or matter mentioned on the Website.  We will not be liable to you (whether in contract, tort – including negligence – or under any other legal theory), for any loss that you suffer or incur as a result of your doing or not doing anything as a result of any information or matter mentioned on the Website.
  4. Subject to Section 7.1, we will not be liable to you under these Terms of Use or otherwise in connection with the Website for any special, indirect or consequential losses or damages, or any loss of data, loss of profits, account of profits, loss of revenues, loss of business, or goodwill, whether in contract, tort (including negligence) or under any other legal theory.
  5. Subject to Section 7.1, our maximum liability to you under these Terms of Use or otherwise in connection with the Website whether in contract, tort (including negligence) or under any other legal theory shall be limited to zero.

8. Governing Law

These Terms of Use and any dispute or claim arising out of or in connection with these Terms of Use or their subject matter (including non-contractual disputes or claims) are subject to Irish law and to the [non-]exclusive jurisdiction of the courts of the Republic of Ireland.

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© 2024 Kayna Innovation Limited – Company Number: 736460. All rights reserved.
Trading as Kayna Registered Office: 12, South Mall, Cork, Ireland.